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Certificated

CERTIFICATED EMPLOYEE BENEFITS

Certificated Full-Time employees receive their benefits through the California Valued Trust (CVT).  CVT is an agency which provides different insurance coverage to employer groups at a group rate.  Currently, CVT provides Anthem Blue Cross PPO plans, a Blue Shield HMO plan and a Kaiser HMO plan for our employees.  In addition to their medical plan options, each employee will be enrolled in dental coverage through Delta Dental and vision coverage through Vision Service Plan (VSP).  Lastly, a UNUM Life Insurance benefit is also provided for the full-time employee separate from CVT.  Premiums for benefits are composite based, which means the premium rates seen on the Health Plan Election forms are inclusive of the employee's enrollment and any eligible dependents.    Please review the plan details below for coverage overview.

 

CVT does have a 100% participation requirement; this means Certificated staff may not opt-out of benefit enrollments.  If you have any further questions, please send an email to [email protected].

 

Annually, each employee group elects plans that will be offered the following benefit year.  The benefit year runs between October 1st through September 30th.  Open Enrollment occurs annually following the receipt of renewal rates.  Open Enrollment is the one time a year you may elect to make changes to your plan selections or dependents without needing a qualifying life event.  Enrollment changes may require forms to be filled out and supporting documents to be provided to the Benefits Services Department.  They will submit the change to CVT, who will then process the changes with your insurance plan carriers.  For further questions or inquiries, feel free to contact our Benefits Helpdesk by emailing [email protected] or calling (661) 789-6525.

 

CALIFORNIA VALUED TRUST (CVT)

Eligible Certificated employees receive benefits from California's Valued Trust (CVT). Annually, the Certificated Bargaining Unit elects plans that will be offered the following benefit year.  The benefit year runs between October 1st through September 30th.  Open Enrollment occurs annually following the receipt of renewal rates.  Open Enrollment is the one time a year you may elect to make changes without needing a qualifying event.  CVT offers an online portal for all subscribers to enroll, make changes and review their information on MyCVT (link below).  If you have any questions regarding your plan, login to your portal to access your personal information, including ID Cards and exclusive additional services.  For further questions or inquiries, feel free to contact our Benefits Helpdesk by emailing [email protected] or calling (661) 789-6525.

MyCVT Online Member Enrollment

mycvt.cvtrust.org

520 E. Herndon Avenue, Fresno, CA 93720
www.cvtrust.org
CVT Main Line: (800) 288-9870

Denise Boranian - Member Services Specialist
[email protected]
P: 559.437.2960  |  

F: 559.437.2965

Elizabeth Perez - Account Manager
P: (559) 437-2970
[email protected]

 

CERTIFICATED PLAN OPTIONS

SUMMARY OF BENEFITS

Anthem Blue Cross, 100%, $20 Co-pay, Rx $5-$22
(Deductible: None) (Out of Pocket Max: $1,250/$2,500)
Anthem Blue Cross, 100%, $20 Co-pay, Rx $5-$22
(Deductible: $100/$200) (Out of Pocket Max: $1,250/$2,500)
Anthem Blue Cross, 90% Plan, $20 Co-pay, Rx $7-$15-$30
(Deductible: $100/$200) (Out of Pocket Max: $1,250/$2,500)
Anthem Blue Cross, 80% Plan, $20 Co-pay, Rx $7-$15-$30
(Deductible: $250/$500) (Out of Pocket Max: $2,000/$4,000)
Anthem Blue Cross, 90% Plan, $20/$40 Co-pay, Rx $7-$25-$40
(Deductible: $500/$1,000) (Out of Pocket Max: $1,750/$3,500)
Anthem Blue Cross, 70% Plan & Rx $25/$50 after deductible
(Deductible: $5,000/$10,000) (Out of Pocket Max: $6,350/$12,700)
Blue Shield, HMO $25/$40 Co-pay, Rx $7-$15-$30
(Deductible: None) (Out of Pocket Max: $3,500/$6,000)
Kaiser HMO, $10 Co-Pay, Rx $5-$10/$10-$20/$15-$30
(Deductible: None) (Out of Pocket Max: $1,500/$3,000)
Delta Dental Incentive plan- $2,000 max. per year
Ortho: 50% Children Only (Life max $1,000)
Vision Service Plan, Signature Plan C, $15 Office Visit Co-pay;
Exam, Frames & Lenses Annually + 2nd Pair ($20 Co-pay)